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FinGenius Terms And Conditions

Please read these Terms & Conditions ("Terms") carefully before using the FinGenius: EMI & Dues Tracker mobile application operated by us ("we", "us", or "our"). By downloading, accessing, or using the App, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the App. 1. Description of Service FinGenius: EMI & Dues Tracker provides tools and utility software for personal finance calculations, budgeting estimations, and local task reminders, including: Loan and EMI calculators Fixed Deposit (FD), Recurring Deposit (RD), and Systematic Investment Plan (SIP) calculators Loan comparison, prepayment simulator, debt payoff planner, and credit card payoff calculator Loan affordability checker Local device reminders for loan EMIs, credit card bills, and recurring expenses Key Operational Clarifications: No Financial Services / Non-Lender: The App is purely a offline-first utility and cal...
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FinGenius Privacy Policy

This Privacy Policy explains what information FinGenius: EMI & Dues Tracker collects, how it is used, who it is shared with, and the choices you have. By using the App you acknowledge this Policy. If you do not agree, please do not use the App. 1. What the App does (and does not do) FinGenius: EMI & Dues Tracker is a set of financial calculators and personal reminders: loan and EMI calculators, fixed/recurring deposit and SIP calculators, a loan comparison tool, a prepayment simulator, a debt payoff planner, a credit card payoff calculator, a loan affordability checker, and reminders for loan EMIs, credit card bills and other bills. The App does not lend money, broker loans, or connect to your bank or card accounts . The App has no sign-up or login . We do not ask for your name, phone number, address, government ID, or PAN/Aadhaar. The App never asks for or stores credit/debit card numbers, CVV, expiry dates, PINs, or passwords . Credit card entries are only a nickname, an opti...
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